Wealth Management & Retirement Planning Services
At Calculated Wealth, we recognize that every family’s needs are different. Some families are looking for a planning-first retirement project to gain clarity, while others want an ongoing relationship that includes active investment management and proactive financial coordination.
Option 1
Retirement Transition Package
Best For: Nearing a fixed-fee retirement planning engagement and seeking clarity.
Pricing Style: Flat, one-time fee.
What's Included: 3-month comprehensive planning project.
Option 2
Full-Service
Wealth Management
Best For: Seeking ongoing planning, investment management, and coordination.
Pricing Style: Asset-based fee (AUM).
What's Included: Ongoing planning, investment management, and tax coordination.
Transition or Full-Service
Which Path Fits You?
Choose the
Retirement Transition Package
if you want retirement clarity before committing to a long-term advisory relationship.
Choose
Full-Service Wealth Management
if you want ongoing implementation, portfolio monitoring, and multi-professional coordination.
Compare plans
Retirement Transition Package
Fee Structure
Flat, one-time fee
Duration
3 Months - with access to support as you implement engagement related recommendations for up to 9 additional months.
Implementation Level
Advice only with prioritized action steps
Ongoing Support
Services Included: Retirement related planning and written recommendations
Investment Management
Not included: You receive a portfolio stress test and an investment framework
Full-Service Wealth Management
Fee Structure
Asset-based fee (AUM)
Duration
Ongoing
Long-term advisory partnership
Implementation Level
We help implement recommendations with ongoing maintenance and monitoring for cash flow, taxes, estate, and risk-management
Ongoing Support
Services Included: Ongoing planning, investment management, and tax coordination
Investment Management
Included as part of the ongoing relationship
Starting with the Retirement Transition Package?
If you move into Full-Service Wealth Management within 6 months, your full Retirement Transition Package fee is credited back to you over your first 6 months of wealth management fees.
Frequently Asked Questions
What is the difference between the Retirement Transition Package and Full-Service Wealth Management?
The Retirement Transition Package is a focused, fixed-fee retirement-planning engagement that provides analysis, recommendations, and an implementation roadmap. Full-Service Wealth Management is an ongoing relationship that adds investment management, implementation, maintenance, monitoring, and proactive coordination with other professionals.
Does the Retirement Transition Package include ongoing investment management?
No. The Transition Package includes investment guidance and education as part of your retirement plan, but it does not include ongoing portfolio management. Ongoing investment management is included with Full-Service Wealth Management.
Can I start with retirement planning and later move into Full-Service Wealth Management?
Yes. If you transition to Full-Service Wealth Management within the applicable six-month period, your full Transition Package fee is credited toward your first six months of wealth-management fees.
Which service is right for me?
Choose the Retirement Transition Package if you want retirement clarity and a plan before deciding to enter a long-term advisory relationship. Choose Full-Service Wealth Management if you want an advisor to help implement, manage, monitor, and coordinate your ongoing financial life.
Unsure which path is right for you?
A short intro call can help you decide whether a planning-first project or an ongoing advisory relationship is the better fit.