Retirement Transition
Package
Calculated Wealth's Retirement Transition Package is a flat-fee, 3-month financial planning engagement designed for families nearing or just entering retirement who want clarity, confidence, and a real plan before deciding whether they want an ongoing advisory relationship.
Who This Is For
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Families nearing retirement or recently retired.
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People who want professional retirement-planning guidance without committing to ongoing investment management.
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Those seeking an independent second opinion on an existing retirement or investment strategy.
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Families who want to experience our planning process before deciding whether a long-term advisory relationship is the right fit.
The 3-Month Process
What Your Retirement Transition Plan Covers
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Three dedicated planning meetings across three months
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Review of your financial information, goals, and core planning assumptions
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Identification of key retirement opportunities, tradeoffs, and risks
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Portfolio review, stress testing, and an investment-framework discussion
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Retirement-income scenario testing and withdrawal-strategy analysis
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Tax-aware retirement planning and Social Security analysis
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A written set of recommendations and prioritized next steps
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Follow-through support for engagement-related questions for up to nine additional months
What This Package Does Not Include
The Retirement Transition Package provides analysis, education, and retirement-planning recommendations. It does not include:
- Ongoing investment management or discretionary tradin
- Individual security, ETF, or fund recommendations
- Tax-loss harvesting.
- Execution of asset sales or portfolio changes, other than guidance related to the retirement and tax-planning strategy
- Tax-return preparation or legal services
Pricing & Timeline
The Retirement Transition Package is a flat-fee planning engagement.
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Total fee: $3,800
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Payment schedule: $1,900 at engagement and $1,900 at completion
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Active planning period: Three months
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Follow-through support: Up to nine additional months for engagement-related implementation questions, subject to the terms of your agreement
Start With Planning, Then Decide
If you enroll in Full-Service Wealth Management within six months after completing the Retirement Transition Package, we credit your full $3,800 package fee toward your first six months of wealth-management fees.
Frequently Asked Questions:
What is the Retirement Transition Package?
The Retirement Transition Package is a flat-fee, 3-month financial planning engagement designed for families who are nearing or have recently entered retirement. We help you evaluate your financial picture, identify opportunities and risks, test retirement scenarios, and develop a clear strategy for moving forward with greater confidence.
Who is the Retirement Transition Package for?
This package is designed for families approaching retirement or recently retired who want professional planning guidance without immediately committing to ongoing investment management. It can also be a good fit if you want a second opinion on your existing retirement strategy or would like to experience our planning process before deciding on a long-term advisory relationship.
Can I hire you for planning without ongoing investment management?
Yes. The Retirement Transition Package is specifically designed for clients who want comprehensive retirement planning without an ongoing investment management commitment. You receive three dedicated planning meetings over three months, along with analysis and strategy around your retirement, investments, taxes, Social Security, and income needs.
What is included in the $3,800 fee?
The $3,800 flat fee includes three months of active planning, three dedicated meetings, a review of your financial information and assumptions, opportunity and risk analysis, portfolio optimization and global asset allocation discussions, retirement scenario testing, safe withdrawal rate strategy, tax and Social Security analysis, and general investment education. The fee is split into two payments of $1,900, with the first due at engagement and the second at completion.
How is the Retirement Transition Package different from Full-Service Wealth Management?
The Retirement Transition Package is a defined, 3-month planning engagement with a flat fee. It focuses on helping you understand your options and develop a retirement strategy without ongoing investment management. Full-Service Wealth Management is an ongoing advisory relationship that combines comprehensive financial planning with investment management and continued coordination as your financial needs evolve. If you decide to move into Full-Service Wealth Management within six months, your full $3,800 package investment is credited back over your first six months of wealth management fees.
What happens after the three-month planning engagement ends?
You receive clear recommendations and prioritized next steps for implementation. You may implement the plan independently, work with your existing professionals, or explore Full-Service Wealth Management if you would like ongoing implementation, investment management, monitoring, and coordination. Questions related to implementing your package recommendations are welcome for up to nine additional months, subject to the terms of your engagement agreement.
