by Nate Byers | Jan 30, 2026 | Portfolio Management
Reading Time: 4 minutes The Bias That’s Costing You the Next Gold Rush If you’ve read my resources page or talked with me about investing, you know I’m a big fan of Tactical Asset Allocation. Here’s the honest answer why: it’s the only...
by Nate Byers | Nov 12, 2025 | Portfolio Management
Reading Time: 5 minutes When it comes to investing, I’m a believer in finding a strategy you can stick with for the long run. There’s no “easy button” for that, which is why education is your best tool. The challenge? Most of us lack the time,...
by Nate Byers | Oct 30, 2025 | Portfolio Management
You’ve probably seen the headlines. “Buffett recommends a 90/10 portfolio.” “Stocks always win over the long run.” “Higher risk equals higher returns.” It all sounds logical. It’s also dangerously incomplete. Because...
by Nate Byers | Oct 8, 2025 | Portfolio Management, Retirement
The Invisible Thief: Understanding Real Risk If your brain is telling you to sit in cash or bonds because market volatility makes you nervous, this message is specifically for you. You’re making what feels like the safest decision possible, but you’re...
by Nate Byers | Sep 12, 2025 | Portfolio Management
Reading Time: 10 minutes Table of Contents → The Investment Marriage Problem The Fatal Flaw of "Hope and Hold" A Smarter Path: Tactical Asset Allocation The Numbers Don't Lie Why TAA Works: The Psychology Behind the Math Beyond Stocks and Bonds The Behavioral Edge Why...
by Nate Byers | Sep 12, 2025 | Portfolio Management, Retirement
With Halloween on its way, candy might be on your mind, but the one treat you don’t want in your investment basket is “Boomer Candy.” These so-called safe havens promise stock-like returns with minimal risk, but they often leave portfolios with more...
by Nate Byers | Jun 22, 2025 | Portfolio Management
A major benefit of robust Tactical Asset Allocation strategies is that they should generate consistently competitive returns in all market environments. It probably won’t be the best performer. It should be far from the worst performer. Not all TAA systems are created...
by Nate Byers | May 22, 2025 | Portfolio Management, Uncategorized
You might be wondering… why does trend-following/TAA work in the first place? If you’ve ever heard of the efficient market hypothesis, then you’re certainly skeptical of the benefits of trend-following. What the efficient market hypothesis (EMH) taught is that you...
by Nate Byers | Feb 11, 2022 | Portfolio Management, Uncategorized
Drawdowns are public enemy #1 for retirement portfolios. What are drawdowns? It’s the amount an account falls from it’s previous high point. Year 1 = 20% investment loss.Year 2 =25% investment loss. Example 1: Drawdowns are magnified when investment losses are coupled...
by Nate Byers | Feb 11, 2021 | Portfolio Management, Uncategorized
Taxes eat your portfolio. The tax I’m talking about has nothing to do with your income. The IRS doesn’t take it. We’re talking about volatility tax. Volatility tax is not common knowledge. Volatility tax only shows up through portfolio drawdowns. The worst part of...
