RESOURCES
Portfolio
FEATURED RESOURCE
Tactical Asset Allocation: Navigating an Unknowable Future COMPLETE GUIDE
Our comprehensive guide to TAA including methodology, research findings, behavioral psychology, and complete FAQ section.
START HERE
The Bias Buster Investment Strategy
The Bias That’s Costing You the Next Gold Rush
Investing for Retirement: Should You Pursue Consistency or Rely on Luck?
Discover why sequence of returns risk makes buy-and-hold dangerous for retirees.
Investing 101 and 102
Discover why sequence of returns risk makes buy-and-hold dangerous for retirees.
UNDERSTAND THE STRATEGY
Retirement
Rates of Return Are Misleading in Retirement
Here's a quiz for you: Two portfolios. Same starting balance of $1 million. Same 16-year period from 2000-2015. Both take $50,000 per year (adjusted for inflation) to fund retirement. Portfolio A: 100% stocks, earned 8.08% average annual returnPortfolio B: 100% bonds,...
The Six Core Retirement Planning Principles
Navigating your retirement transition is filled with possibilities and uncertainties. Whether you’re living in retirement or on the cusp of leaving the workforce, mastering the fundamentals of retirement planning can transform vague dreams into a secure, fulfilling...
What Is A Safe Withdrawal Rate?
Most retirees believes it’s safe to create their retirement paycheck from dividends and interest. Living off the income is intuitive. Unfortunately, living off dividends and interest is not sufficient for a withdrawal plan. First of all, at the time of this...
The Frog in Boiling Water: Why Cash is the Riskiest “Safe” Investment
The Invisible Thief: Understanding Real Risk If your brain is telling you to sit in cash or bonds because market volatility makes you nervous, this message is specifically for you. You're making what feels like the safest decision possible, but you're actually...
Die with Zero: The Good, The Bad, and The Realistic Middle Ground
Bill Perkins' "Die with Zero" has captured the attention of retirees and financial planners alike with its provocative message: optimize your life experiences rather than maximizing your net worth at death. While the book's philosophical framework offers valuable...
Beware of Boomer Candy: It Could Rot Your Retirement Portfolio
With Halloween on its way, candy might be on your mind, but the one treat you don't want in your investment basket is "Boomer Candy." These so-called safe havens promise stock-like returns with minimal risk, but they often leave portfolios with more cavities than...
Fee Only Financial Advisor
You might be here because you searched Fee Only Financial Advisors Madison, WI, or a similar term. You might be here because you’re curious about what it means to be a fee-only financial advisor. Good news for you… this article aims to help you understand what it...
Taxes
How To Guide for Creating your IRS ID.me Profile
Get Ready You need: A computer or smartphone with internet access. An email address you check regularly. Your phone (for a phone number). A government-issued ID (like a driver’s license or passport). A safe place to write down your password. (I recommend a Password...
Identity Protection – Tax Return Style
If you've known me for a while, you know that I put a high value on risk management. This is why I love TAA, and it's why I constantly bug you about getting a Password Manager (click here to learn more). As we head into 2025, please consider one more risk management...
Calculators
The Math of Gains and Losses
Understanding the math of gains and losses is an important investment management skill. The best way to learn it is through running the numbers. Below is a percentage gain calculator to help you see what I mean. Previously, we discussed the volatility tax and its...
Safe Withdrawal Rate Calculator
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